Letter: Now is the time to enroll in Illinois high-risk health insurance pool

By on August 26, 2010

The federal Patient Protection and Affordable Care Act created in each state a federally funded health insurance program known as a “high risk pool.” In Illinois, this program is called the Illinois Pre-Existing Condition Insurance Plan (IPXP).

IPXP requires an enrollee to pay a premium and will be operated with $196 million in federal funds. Enrollment will proceed in the order by which completed applications are received. It is estimated that 4,000 to 6,000 Illinois residents will be eligible for coverage. Enrollment began at 10 a.m. on Aug. 20, so for those interested in the program, now is the time to act.

The Departments of Insurance and Public Health will supervise the program, and Health Alliance Medical Plans in Urbana will administer the program. All claims and administrative expenses will be handled by the U.S. Department of Health and Human Services.

Benefits for enrollees will include primary and specialty care, hospital care, and prescription drugs. 

To be eligible for IPXP coverage, an applicant must satisfy the conditions set forth in the Affordable Care Act:
• Uninsured for at least six (6) months;
• Have a pre-existing condition; and,
• Be a lawful resident of the United States.

For more information about IPXP and the application, visit Insurance.Illinois.gov/IPXP or call 1-877-210-9167 (voice) or 1-877-883-8551 (TTY) or call my office at (630) 264-2334.

Applications will be accepted online and in person at Department of Insurance offices in Springfield or Chicago. Please do not hesitate to contact our office if you have questions or would like more information.

Chris Lauzen
State Sen., 25th District